Disclaimer

The content of this web site is designed to help readers. There are no warranties implied and your results will differ from others.

The fundamental concept is that you should NOT rely solely upon the information or opinions you read. Rather, you should use what you read as a starting point for doing independent research. Then judge for yourself the merits of the material that has been shared here.

This web site and its information are provided for guidance and information purposes only. This web site, its content and its product offered is not intended to provide investment, tax, or legal advice. The information contained herein has been compiled from sources deemed reliable and it is accurate to the best of our knowledge and belief; however, we cannot guarantee as to its accuracy, completeness and validity and cannot be held liable for any errors or omissions. Changes are periodically made to this web site and may be made at any time.

All information contained herein should be independently verified and confirmed. We do not accept any liability for any loss or damage whatsoever caused in reliance upon such information. The reader agrees to indemnify and hold harmless this website and its owner, operator, hosting company and affiliates from and against any damages, costs and expenses, including any legal fees, potentially resulting from the application of any of the information provided by this website.

This disclaimer applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. The reader agrees to assume all risk resulting from the application of any of the information provided by this website. By using this web site, including any applets, software and content contained therein, the visitor agrees that the use of this web site and its information product is entirely at his or her own risk.